Floodplain Management

Flood Insurance 

If you live in a floodplain, you may need to purchase flood insurance. Homeowners’ policies do not  include coverage for flood damage. Westminster participates in the National Flood Insurance Program, which allows residents to purchase a separate flood insurance policy through the Federal Emergency Management Agency (FEMA). This coverage may be required by your lender when applying for a home mortgage. Be sure it covers the building's contents as well as its structure. 

To find out if a structure is within a high hazard flood zone, visit the FEMA National Flood Hazard Layer (NFHL) Viewer or contact the City's floodplain administrator.  

Flood Safety 

1. Sign up for emergency alerts.  
2. Don’t drive, walk or bike through floodwaters. Twelve inches of flowing water can float a small car.  
3. Stay away from power lines and electrical wires. Report downed power lines to Xcel Energy. 
4. Have your electricity turned off by Xcel Energy. 
5. Look out for small animals that may have escaped the flood and are seeking shelter in your home. 
6. Be alert for gas leaks. Don't smoke, use candles, lanterns, or open flames unless you know the gas has been turned off and the area has been ventilated.